NOTE:
the beginning is difficult ... take a look here. These are the answers for you with a simple start …
• Calculate fixed income and expenses
Everyone has monthly fixed expenses, such as living expenses, transportation fee, monthly telephone bills, loan installments payment, monthly cost of internet service, or even monthly subscription fee of NetFlix fallen under this category.
• Calculate the money required for owning a condominium unit
If your salary is 25,000 Bath, the monthly installments amount should not exceed 40% of the income, accounting for 10,000 Baht. If you are at young age and just start working for a few years, you can apply for a loan with the option of a 30-year term. Be noted! #Prepare other expenses, such as the expenses on the date of ownership transfer, mortgage fee, transfer fee, duties, common reserve fund, fire insurance premium, annual common fee, etc.
• Allocate 20% savings of income (This rate has no fixed criteria.)
Large or small amounts of money are also considered savings. A little saving a day is better than no saving. Anyone who does not have much money can fix a minimum savings of at least 5% or 10% of their income.
Buying a condominium unit is not difficult. You need to know financial planning. Know how to #Save money before buying, # Choose a unit that fits your budget from developers you are trust in, and #Be noted that if all expenses are already assessed and your funds are not ready for long-term expenses, you have to stop considering the purchase of a condominium unit! #Don't make huge debts that you can't manage in the future. You should be serious with your saving in order to have a stable start in the future.
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